Getting Started with Nicky
From sign-up to a connected, funded account in about 15 minutes. Nicky is a non-custodial crypto payments platform that never holds your funds. It connects to wallets you already control, so payments route directly to you. By the end you'll have created an account and connected a wallet.
Step 1: Create your account (~2 min)
You'll need an email address (or a Google, Microsoft or Apple account), and an existing exchange or Wallet Service Provider account, such as Coinbase, Kraken or Foxbit, or fixed wallet addresses for the assets and networks you want to accept.
- 1Visit nicky.me and click Get Started, or go to pay.nicky.me/register.
- 2Sign up with email and password, or with Google, Microsoft or Apple.
- 3Complete your profile: first and last name (private), public name (visible to payers), country, and optionally a website and profile picture.
- 4Open the confirmation email, click Confirm my account, then log in.
Step 2: Choose pricing assets (~1 min)
Pricing assets are the denominations you invoice in. For example, charging USD 100 means USD is your pricing asset.
- 1Click Settings in the top menu.
- 2Open Merchant Configuration.
- 3Select your pricing assets and save.
Step 3: Connect your wallet (~5 min)
Connect with an API key from your exchange or Wallet Service Provider, or with fixed wallet addresses you control. For API keys, see our Kraken API Keys or Foxbit API Keys guide. For other providers, follow their documentation.
To use a fixed wallet address instead: open your wallet or exchange's deposit/receive screen for the asset and network, copy the address exactly, and paste it into Nicky for the matching asset and network, then save.
Then add the connection in Nicky:
- 1Go to Settings → Wallets and click Add Connection.
- 2Select your Wallet Service Provider from the dropdown (or Manual if it isn't listed).
- 3Paste the API Key Name and Private Key, or the fixed wallet address for a manual connection.
- 4Optionally name the connection and save.
Step 4: Set payment routes (~2 min)
Payment routes let you accept specific assets over specific networks. Payers pick which crypto to use based on the routes you offer, such as USDC over the TRON network.
- 1Stay in Settings → Wallets.
- 2For each asset you want to accept, select your connection from the dropdown.
- 3Select the assets you want to accept and click SAVE.
Step 5: Fund your account with Nickels (~2 min)
Your first USD 10,000 each month are free. After that, Nicky charges a 0.8% usage fee per transaction (minimum USD 0.01), paid in Nickels, Nicky's billing credits. The credits are deducted from your balance. Transactions fail if your balance is insufficient.
- 1Go to pay.nicky.me/billing.
- 2Choose a funding method: crypto, bank transfer or credit card.
- 3Add enough Nickels for your expected transaction volume.
You're fully onboarded
You can now receive crypto payments, with funds going directly to your own wallet. Next: Payment Requests.
FAQ
What are Nickels? Nickels are Nicky's billing credits, used to pay the 0.8% usage fee after your first USD 10,000 each month. Top up anytime at pay.nicky.me/billing with crypto, bank transfer or credit card.
Does Nicky hold my money? No. Nicky is non-custodial and peer-to-peer: payments go directly to the wallet you connect.
Can I connect more than one wallet? Yes. Add multiple connections and route different assets to different wallets.
My wallet or exchange isn't listed. Nicky is wallet agnostic. Choose Manual when adding a connection and use either the general API key guide or a fixed wallet address for the asset and network you want.